Loan Rates: Effective 12/1/11 Rates are shown "as low as" and final rate will be based on credit worthiness.
Christmas Loan
Need some extra cash for Christmas? Borrow up to $2500* for 12 months. Rates as low as 5.00%**.
*$1000 minimum. **Annual Percentage Rate. Rate based on credit worthiness.
Auto Loan Special
We want your AUTO LOAN! We will pay you $50.00 to refinance an auto loan with us. Pay as low as 4.45% on all models 2006 and newer for 60 months. New car purchases also qualify for $50.00 and 60 month term as low as 4.20%*. 72 month terms are also available. Existing NAFCU loans do not qualify.
*Rate based on credit worthiness and auto payment from NAFCU checking or savings.
Home Equity Loan Special
Now is a great time to tackle all the projects on your to-do list! Fixed rates as low as 3.75%* and NO CLOSING COSTS.
*Rate not applicable on refinancing of NAFCU loans. Rate based on credit worthiness.
| Description |
APR (as low as) |
Term |
| |
New Car |
|
| New |
4.20% |
00 - 60 months |
| New |
6.45 % |
61 - 72 months |
| |
|
|
| |
Used Car |
|
| 2006 or newer |
4.45 %
|
00 - 60 months
|
| |
|
|
| |
|
|
| |
Motorcycle |
|
| New |
6.95% |
00 - 60 months |
Used
|
7.45 % |
00 - 60 months |
| |
|
|
| |
Signature |
|
| Minimum $500 |
|
|
| 36 Months |
8.00 % |
|
| 48 Months |
8.25% |
|
| 60 Months |
8.50 % |
|
| |
|
|
| |
Share Secured |
|
| 00 - 60 Months |
4 % above Share Yield |
|
| |
|
|
| |
CD Secured |
|
| 00 - 60 Months |
4 % above CD Yield |
|
| |
|
|
| |
Boat / RV |
|
| New |
6.95 % |
00 - 60 months |
| Used |
7.45 % |
00 - 60 months |
| Additional terms available. Call for rates. |
|
|
|
|
|
|
| |
Home Equity* |
|
| 00 - 84 Months |
3.75 % |
|
| 85 - 120 Months |
4.25 % |
|
| 121 -180 Months |
4.50 % |
|
You will receive an additional 1/4% off home equity loan rate for an automatic payment from a NAFCU account. Rates shown above reflect these discounts.
* 80 % equity clause of appraised value less any liens or judgments. Minimum cash out is $5000.00. Existing loans do not qualify. Under minimum add 1/2 %.
* Investments / Rental Properties - Call for rates / details.
Rates are subject to change. Please check with the Credit Union for current rates. Rates are shown "as low as" and final rate will be based on credit worthiness.
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