When you slide your card at an ATM or tap it at a store, you expect the transaction to go smoothly. But criminals sometimes attach hidden devices—called skimmers—to steal your card data. Here’s what you need to know
What Is an ATM Skimmer?
An ATM skimmer is a small device that criminals attach to card slots or PIN pads.
It copies the data from your card’s magnetic strip or chip when you use the machine.
Some skimmers also have:
-
Hidden cameras to record your PIN.
-
Fake keypads that capture your code as you type.
Signs of a Skimmer at an ATM or Gas Pump
-
Loose or bulky parts. If the card slot or keypad feels wobbly or looks thicker than normal, it could hide a skimmer.
-
Different-looking machines. Compare with nearby ATMs or pumps. If one looks bulkier, be cautious.
-
Small hidden cameras. Look for pinhole-sized holes above the keypad or near the receipt slot.
-
Uneven surfaces. Real machines have smooth, flush parts. Fake attachments may have seams or edges you can feel.
How to Protect Your Card at ATMs
-
Pick safe locations. Use busy, well-lit ATMs with security cameras.
-
Shield your PIN. Cover the keypad with your hand or body while you enter it.
-
Use chip or contactless payments. These are encrypted and harder to skim than magnetic strips.
-
Check before using. Look and feel for anything unusual on the machine.
-
Track your accounts. Review your bank app or statements and report suspicious charges quickly.
Stay One Step Ahead of Skimmers
Skimmers can be hard to spot, but they leave clues.
By checking the machine, protecting your PIN, and using safer payment options, you can keep your money and data secure.