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help@newalliancefcu.com
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New Alliance FCUNew Alliance FCU
New Alliance FCUNew Alliance FCU
  • Accounts
    • Checking
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      • Money Market
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      • Certificates
    • ACH Transfers
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    • Home Loans
      • Mortgages
      • Home Equity Loans
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    • Auto Refi
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    • Business Accounts
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      • Business Debit Card
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    • Student Loan Counseling
  • About Us
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Mortgages

May 20, 2025

MORTGAGES

Your Home Awaits

Buying a home is a big step, and we’re here to support you every step of the way. Our mortgage solutions blend competitive rates with flexible terms, making the journey to homeownership welcoming and personal. Let’s work together to turn your dreams into the comforting reality of a new home.

Get Pre-approved

Why Choose Us?

  • Lower Rates than a Traditional Bank:* As a not-for-profit credit union, you benefit from some of the lowest mortgage rates in the market, making your first home even more affordable.
  • Free One-On-One Consultation: Our team works closely with you to understand your needs and tailor the mortgage solutions to you! Our mortgage advisors guide you through every step of the process.
  • Flexible Financing Options: We recognize that you are unique, so we offer custom mortgage solutions to suit your needs.
  • Closing in 30 days or Less:* We make the closing process quick and easy to get you in your dream home fast.

NMLS #807347

Homebuying Education

Explore our diverse range of home-buying resources and engaging blogs, all tailored to support you through the home-buying journey. These materials provide essential insights and tips, empowering you to make well-informed and confident decisions when purchasing your new home.

5 Tips to Save for a Down Payment on Your HomeRead more
6 Ways to Improve Your Credit Score for Mortgage ApprovalRead more
Why Steady Income Matters for Mortgage Approval?Read more
Why is Debt-to-Income Ratio Important for a Home Purchase?Read more
The Home Buying ChecklistRead more
5 Steps to Prepare for Your First HomeRead more

Need to Make a Payment?

Make a Payment

Frequently Asked Questions About Mortgage Loans

What types of mortgage loans do you offer?

We provide a variety of options—including Fixed Rate, FHA, VA, USDA, First-Time Homebuyer, and Refinancing loans. Our mortgage advisors help you choose the best fit for your budget and goals.

Do I need a large down payment to buy a home?

Not necessarily. Depending on the loan type, you may qualify for low or no down payment options. We’ll review your situation and walk you through the most affordable path to homeownership.

What documents will I need for my application?

Typically, you’ll need proof of income, employment history, and credit details. Don’t worry—we’ll provide a clear checklist and guide you through gathering everything you need.

Why should I get pre-approved?

Getting pre-approved helps you know your budget upfront and shows sellers you’re a serious buyer, giving you an edge in a competitive housing market.

How fast can I close on my home?

Our process is designed for speed and simplicity. Many members close in 30 days or less, so you can move into your new home without delays.

Continue Exploring

Holiday LoansRead more
Skip-A-Pay WinterRead more
Auto RefiRead more
HELOCRead more
Home Equity LoansRead more
Visa Platinum Rewards CardRead more
Personal LoansRead more
Vehicle LoansRead more
Home LoansRead more

* APR is Annual Percentage Rate. All loans are subject to credit approval. Rates and terms are subject to change without notice. Additional discounts may apply. Loan approval and rate are subject to credit score, vehicle value, and other factors.

Ready to take the next step in your financial journey? Come Grow With Us. Become a Member
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About

Since 1935, New Alliance Federal Credit Union has been serving the communities of Western Pennsylvania as a not-for-profit, member-owned financial institution.

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* APY = Annual Percentage Yield.
** APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
*** New Alliance Federal Credit Union is federally insured by the National Credit Union Administration (NCUA) and is an Equal Housing Lender. Membership eligibility is required. This website is intended to provide general information about our products and services and is not intended as legal, tax, or financial advice. For personalized assistance, please contact a qualified advisor. By accessing third-party links provided on this site, you are leaving the credit union’s website. We are not responsible for the content or availability of linked sites and do not endorse or guarantee the information they provide.

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