SKIP-A-PAY
Give Your Budget Some Breathing Room
Fall and winter can get busy fast. For just $39 per loan, you can skip a payment in October, November, or December—giving you a little more flexibility for shopping, travel, or other seasonal expenses.
Put More Money in Your Wallet for What Matters Most!
The end of the year can bring plenty of extra expenses. Whether it’s holiday shopping, travel, seasonal bills, or something unexpected, Skip-A-Pay gives you more flexibility when you need it most. Applying is easy—just complete the form below at least 10 days before your payment due date and enjoy the freedom to skip a month.
Frequently Asked Questions About Skip-A-Pay
It’s a program that lets you skip one monthly loan payment in October, November, or December for a $39 fee per loan. It’s a simple way to free up extra room in your budget during a busy time of year.
Most consumer loans qualify. However, these are not eligible:
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Mortgages
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Home Equity Lines of Credit (HELOC)
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Better Choice Loans
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Driving Sense Loans
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Visa Credit Cards
If you’re not sure about your loan type, just ask—we’ll help you check.
Skipping a payment will extend the term of your loan, and interest will continue to accrue during the skipped month. Your credit score will not be affected, as approved skipped payments are not reported as late.
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* APR is Annual Percentage Rate. All loans are subject to credit approval. Rates and terms are subject to change without notice. Additional discounts may apply. Loan approval and rate are subject to credit score, vehicle value, and other factors.