HOME EQUITY LINE OF CREDIT (HELOC)
Your Home’s Equity, Your Possibilities
Upgrade your kitchen, fund college tuition, or consolidate high-interest debt with our flexible HELOC. Enjoy a 5.99% APR* introductory rate for 6 months** and no closing costs—tap your home’s equity with confidence.
Frequently Asked Questions About HELOCs
A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by your home’s equity. You can borrow only what you need, when you need it, making it great for ongoing projects, tuition, or debt consolidation.
Enjoy a special 5.99% APR* for the first 6 months. After that, your rate adjusts to the regular variable APR, based on your credit profile and market conditions. You’ll always know how rates change—no surprises.
Your HELOC is flexible funding. Members often use it for:
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Home improvements (kitchen, bath, roof, etc.)
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Education expenses
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Debt consolidation at lower interest rates
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Unexpected expenses like medical bills
It’s simple:
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Apply online or in-branch.
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We’ll review your credit and finances.
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A home appraisal confirms your property value.
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Once approved, you’ll have ongoing access to funds whenever you need them.
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* APR is Annual Percentage Rate. All loans are subject to credit approval. Rates and terms are subject to change without notice. Additional discounts may apply. Loan approval and rate are subject to credit score, vehicle value, and other factors.
** Limited time offer. APR=Annual Percentage Rate. APR is accurate as of 4/17/2025 and subject to change. 5.99% is the introductory rate for the first 6 months from the date of closing with no closing costs. Home equity line limits vary. Borrow up to 80% of the value of your home. After the promotional period, the rate will adjust to the current variable rate then offered by the Credit Union. Your payment may vary. Contact the Credit Union for complete program and final payment details. NMLS #807347.