AUTO REFINANCING

Drive Down Your Rate by 1%

Lower your rate. Lower your payment. Save more. Refinance your current auto loan with New Alliance FCU and you could qualify for a 1% rate reduction.* Plus, ask about financing options for your next new vehicle.

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Same Car. Better Rate. Bigger Savings.

Refinancing your auto loan could be one of the easiest ways to lower your monthly expenses. New Alliance FCU helps qualified members refinance existing auto loans from another lender and receive a 1% rate reduction*, helping you keep more money in your pocket every month.

Drive down your rate by 1%* on qualifying auto loan refinances from another lender.
Potentially lower monthly payments to help free up room in your budget.
Save more over time with a lower rate and reduced interest costs.
Fast & easy application process with local, personalized service.
Keep the vehicle you love while improving your loan terms.
Competitive new car financing available if you’re shopping for your next vehicle.

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Frequently Asked Questions About Auto Refinancing

What does it mean to refinance my auto loan?

Refinancing replaces your current auto loan from another lender with a new loan through New Alliance FCU. Depending on your situation, refinancing could help you qualify for a lower rate, lower monthly payment, and greater savings over the life of your loan.

How does the 1% rate reduction offer work?

Qualified members who refinance an existing auto loan from another lender may be eligible for a 1% rate reduction.* Loan approval and rate are subject to credit approval and other qualifying factors.

How much could I save by refinancing?

Savings vary based on your current loan balance, interest rate, and remaining term. A lower rate may help reduce your monthly payment and could save you money over the life of the loan.

Can I refinance if my loan is with another bank or credit union?

Yes. This offer is designed for members who currently have an auto loan financed through another financial institution and are looking for a better rate or payment option.

Do you offer financing for new vehicle purchases too?

Absolutely. In addition to refinancing, New Alliance FCU offers competitive financing for new car purchases with flexible terms and personalized local service.

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* All loans subject to credit approval. Rates and terms subject to change without notice. Loan approval and rate may vary based on credit score, vehicle value, and other factors. Visit newalliancefcu.com for complete details.

** APR is Annual Percentage Rate. All loans are subject to credit approval. Rates and terms are subject to change without notice. Additional discounts may apply. Loan approval and rate are subject to credit score, vehicle value, and other factors.